Business owners
Estimate the business and personal tax outcome before final decisions are made.
Tax planning
Understand your tax position before the year is over.
Practical tax planning for business owners and individuals who want a clearer estimate of what is coming, time to consider legitimate strategies and fewer surprises after year end.
Estimated year-end tax position
Timing and deduction strategies
Business and structure considerations
Tax cash-flow planning
Based in Albany Creek, supporting clients across Brisbane North and Australia-wide.
Who this is for
For clients who want fewer surprises and better decisions before year end.
Tax planning is most useful when there is enough time to review the likely outcome, consider available options and prepare for the cash-flow impact.
Growing businesses
Plan for stronger profits, changing tax instalments and increasing tax obligations.
Companies & trusts
Review distributions, remuneration and the interaction between entities and individuals.
Individuals & investors
Plan around investment income, capital gains, deductions and expected tax payments.
What's included
A practical estimate and a clear plan for what comes next.
The review is tailored to your circumstances, with a focus on realistic projections and strategies that make commercial sense.
Review of year-to-date results
Projected full-year profit
Estimated tax payable or refundable
PAYG instalment considerations
Timing of income and expenditure
Deduction and asset-purchase review
Super contribution considerations
Company and trust distribution planning
Capital gains considerations
Tax payment and cash-flow planning
Good tax planning is about clarity, not last-minute spending.
The aim is to understand the likely outcome, identify sensible options and make decisions that support the business rather than chasing deductions for their own sake.
A clearer estimate of the tax position
Time to consider options before 30 June
Better preparation for future tax payments
Decisions considered across the wider group
Practical recommendations explained clearly
Why clients choose 85 Accounting
Tax planning grounded in the real numbers.
Direct access
Deal directly with the accountant reviewing the numbers and explaining the available options.
Practical explanations
Understand the likely tax outcome, the assumptions behind it and what each strategy actually means.
Bigger picture
Tax is considered alongside cash flow, business goals, structures and the needs of the owners.
How it works
A clear process from current results to year-end action.
Review the numbers
Start with year-to-date accounts, expected transactions and any known changes before year end.
Project the outcome
Estimate the full-year result and likely tax position for the relevant entities and individuals.
Consider the options
Review legitimate strategies, timing decisions and any broader commercial considerations.
Plan the next steps
Confirm actions, deadlines and the expected cash required for upcoming tax obligations.
Frequently asked questions
Tax planning FAQs.
When should tax planning be done?
For most businesses, tax planning is most useful in the final few months of the financial year, once the year-to-date position is meaningful but there is still time to act.
Does tax planning guarantee the final tax amount?
No. It is an estimate based on the information and assumptions available at the time. The final outcome can change if actual income, expenses or other circumstances differ.
Is tax planning just about buying things before 30 June?
No. Spending money solely to obtain a deduction often makes little commercial sense. The focus is on understanding the position and considering strategies that fit your actual business or personal needs.
Can tax planning cover companies, trusts and individuals together?
Yes. Where entities and individuals are connected, the planning should consider the wider group rather than looking at each tax return in isolation.
Can you help me prepare for the tax payment as well?
Yes. The estimated liability can be considered alongside upcoming due dates, PAYG instalments and the cash the business may need to set aside.
Related services
Build tax planning on accurate, current information.
Business accounting
Use reliable year-to-date accounts as the starting point for meaningful tax estimates.
Bookkeeping & Xero
Keep the accounting file current so planning is based on complete and accurate information.
BAS & IAS lodgements
Consider upcoming PAYG instalments and reporting obligations as part of the wider tax position.
Let's talk
Want a clearer picture of your tax position before year end?
Tell me what has changed during the year and what decisions are coming up. We can work out whether a tax-planning review would be useful.